Two Key Factors for Financial Success: The level of your financial engagement And who provides you with financial advice
Superannuation Contribution Window Is Open for Retirees
The end of the financial year is fast approaching and it is timely to take stock of the opportunities to top up superannuation, taking into account the expanded rules for retirees and change in total superannuation benefit (‘TSB’) thresholds available from 1st July 2023. Your TSB is comprised by adding all of your superannuation […]
Recent Superannuation Changes Bring Super Relief for Retirees
Recent Superannuation Change Bring Super Relief for Retirees. It’s not often we see positive superannuation change, however recent new laws allow those between age 67 and 74 to make voluntary non-concessional (after tax) or salary sacrifice superannuation contributions without needing to meet a work test from 1 July 2022.
Remember Investment is Boring
I love it when Vanguard updates their long term index chart (which can be viewed here: 2021 Vanguard Index Chart) which shows the compounding investment returns[1] of shares, bonds, listed property and cash over the last 30 years to 30 June 2021. The benefits of remaining invested over the long term are clear: if you […]
The Value of Independent Financial Advice
We think it should actually be mandatory for a financial adviser to be independent of the financial products and services they recommend.